Legal Considerations for Validex Compliance

A sample of Validex compliance considerations are:

• The Fair Credit Reporting Act (FCRA) on vendor and employer requirements, such as Adverse Action.
• Fair and Accurate Credit Transaction (FACT) Act on dispute processes, identity theft, and other issues.
• Federal Trade Commission regulations and opinions.
• State laws, including varying requirements on giving copies of reports to applicants.
• Report limitations, both state and federal.
• The Driver's Privacy Protection Act (DPPA).
• The Gramm-Leach-Bliley Act (GLBA).
• Department of Transportation regulations.
• State consumer privacy laws.
• Drug testing requirements.
• Federal Trade Commission regulations and opinions.
• Case law, including cases that interpret the FCRA and state privacy laws.